At SJS Mortgages, we specialise in obtaining mortgages for people with a poor credit history.

Whatever your problems: County Court Judgements, mortgage/rent arrears or defaults on loans, our professional mortgage advisers will be able to help. In many cases, we will be able to talk to a lender on your behalf to explain your situation and may be able to negotiate for you a market leading rate.

An impaired credit history does not automatically mean that you will have to use a lender that specialises in this area, as some major lenders are now offering some competitive products, but it does mean that you will not have access to the entire mortgage market.

Please contact us with as much detail as possible regarding your circumstances, we will then be able to discuss the options available to you.