We at SJS Mortgages will locate not only the best rates available, but also lenders that do not require a high deposit. For example up to £500,000 will require a 5% deposit, up to £1 million will require a 15% deposit.

Mortgages that have the flexibility to allow lump sums to be paid off without penalty, when for example bonus or dividend payments are received, can be a very useful way of reducing the term of your mortgage and the overall cost to you.

At SJS Mortgages we can ensure a rapid response from lenders and in certain cases obtain a mortgage offer, subject to final assessment and property valuation in twenty minutes.